**Disclaimer**

**Effective Date:** 01 Jan 2025

The information, tools, and services provided by Uttarottar Tech Solutions, including but not limited to APIs, the EMI Calculator Android App, and other related services for the automobile and finance sectors (hereinafter referred to as "Services"), are subject to the following disclaimer. By using our Services, you acknowledge and agree to the terms stated herein.

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**1. General Information**

1.1 The content and tools provided by Uttarottar Tech Solutions are for informational and operational purposes only. While we strive to ensure accuracy and reliability, the Services are provided "as is" without warranties of any kind, express or implied.

1.2 Users are responsible for verifying the accuracy, suitability, and applicability of any data or results obtained from our Services before making decisions or taking actions based on them.

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**2. Financial Disclaimer**

2.1 The EMI Calculator and other financial tools provided by Uttarottar Tech Solutions are designed to assist with estimations and planning. They do not constitute financial advice, nor do they guarantee loan approvals or terms.

2.2 Users should consult with financial professionals or institutions to confirm the calculations and details before making financial commitments or decisions.

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**3. Data Accuracy and Limitations**

3.1 The data processed through our APIs and tools relies on the information provided by third-party sources, users, or external systems. Uttarottar Tech Solutions is not responsible for inaccuracies, delays, or errors in such data.

3.2 Our Services may be subject to limitations based on availability, regulatory changes, or technological constraints. Users are advised to use the Services at their own discretion and risk.

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**4. Third-Party Integration**

4.1 Our APIs and tools may integrate with third-party platforms or services. Uttarottar Tech Solutions does not endorse, guarantee, or assume liability for the performance, content, or practices of such third parties.

4.2 Users are encouraged to review the terms and conditions and privacy policies of any third-party services they engage with through our platform.

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**5. No Warranty**

5.1 Uttarottar Tech Solutions disclaims all warranties, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Services will be error-free, uninterrupted, or free from security vulnerabilities.

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**6. Limitation of Liability**

6.1 To the maximum extent permitted by law, Uttarottar Tech Solutions shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use our Services, including but not limited to financial losses, data loss, or business interruptions.

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**7. User Responsibility**

7.1 Users are responsible for ensuring compliance with applicable laws and regulations when using our Services, especially in processing sensitive or third-party data.

7.2 It is the user’s responsibility to secure and protect access credentials, API keys, and other sensitive data related to our Services.

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**8. Updates and Changes**

8.1 Uttarottar Tech Solutions reserves the right to update or modify this disclaimer at any time without prior notice. Users are advised to periodically review this disclaimer for any changes.

8.2 Continued use of our Services after modifications to this disclaimer constitutes acceptance of the updated terms.

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**9. Contact Information**

If you have questions or concerns about this disclaimer or our Services, please contact us:

- **Email:** tech@uttarottar.com

- **Phone:** +91-96723 96999

- **Address:** NDB Govt Collage Road, Nohar 335523 Rajasthan

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*By accessing or using the Services provided by Uttarottar Tech Solutions, you acknowledge that you have read, understood, and agreed to this disclaimer.*