Effective Date: 01 Jan 2025

Welcome to Uttarottar Tech Solutions. By accessing or using our APIs, EMI Calculator Android App, and other related services (collectively referred to as "Services"), you agree to be bound by the following terms and conditions. If you do not agree, please refrain from using our Services.

1.1 "Services" refers to all products, APIs, applications, software, and tools provided by Uttarottar Tech Solutions, including but not limited to API integrations, EMI calculators, and document verification services.

1.2 "User" refers to any individual or entity accessing or using our Services.

1.3 "Company" refers to Uttarottar Tech Solutions, its affiliates, and subsidiaries.

2. Use of Services

2.1 Eligibility: By using our Services, you confirm that you are at least 18 years old and have the legal capacity to enter into a binding agreement.

2.2 Account Registration: Certain Services may require account creation. Users must provide accurate, complete, and up-to-date information. Users are responsible for maintaining the confidentiality of their account credentials.

2.3 Prohibited Activities: Users shall not:

Use the Services for unlawful or fraudulent purposes.

Reverse-engineer, decompile, or tamper with the Services.

Overload or disrupt the Services' infrastructure.

Use the Services to store or transmit malicious code.

3. API Usage

3.1 Access and License: The Company grants you a non-exclusive, non-transferable license to use its APIs, subject to these terms. Usage must comply with applicable laws and any specific API documentation.

3.2 Restrictions: Users must not:

Exceed the API usage limits specified by the Company.

Share API keys with unauthorized parties.

Use APIs to harvest sensitive data or engage in unauthorized data scraping.

3.3 Termination of Access: The Company reserves the right to revoke API access for misuse or violation of these terms.

4. EMI Calculator Android App

4.1 License: The EMI Calculator Android App is licensed, not sold, to the User for personal or business use. Redistribution, modification, or resale is prohibited.

4.2 Accuracy: While we strive for accuracy, the calculations provided by the EMI Calculator are for informational purposes only. Users must verify results independently before making financial decisions.

4.3 Updates: The Company may update the app periodically. Users are responsible for installing updates to ensure optimal performance.

5. Payment Terms

5.1 Fees: Some Services may require payment. Fees are detailed in the pricing documentation and must be paid in full before access is granted.

5.2 Refunds: Payments are non-refundable unless explicitly stated otherwise in a written agreement.

5.3 Taxes: Users are responsible for any applicable taxes, duties, or levies related to the Services.

6. Intellectual Property

6.1 All content, including but not limited to software, designs, trademarks, and logos, is the exclusive property of Uttarottar Tech Solutions. Unauthorized use or reproduction is strictly prohibited.

7. Data Privacy

7.1 Collection and Use: The Company collects and uses personal data in accordance with its Privacy Policy.

7.2 User Responsibilities: Users are responsible for ensuring compliance with data protection laws when using the Services, especially in processing third-party data.

8. Limitation of Liability

8.1 The Services are provided "as is" without warranties of any kind, express or implied. The Company is not liable for:

Direct, indirect, or consequential damages arising from the use of Services.

Inaccuracies or errors in API or app outputs.

Service interruptions or delays beyond the Company's control.

9. Termination

9.1 The Company reserves the right to suspend or terminate access to the Services for any User who violates these terms.

9.2 Users may terminate their use of the Services at any time by ceasing access and notifying the Company.

10. Governing Law

10.1 These terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes shall be resolved exclusively in the courts of Nohar 335523.

11. Amendments

11.1 The Company reserves the right to update these terms at any time. Users will be notified of significant changes, and continued use of the Services constitutes acceptance of the updated terms.

12. Contact Information

For questions or concerns regarding these terms, please contact us:

Email: tech@uttarottar.com

Phone: +91-96723 96999